Handy Home Maintenance Checklist for the Fall

September 5, 2019 / Ross Maghan / Homeowners Insurance, Home Maintenance

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Fall is an in-between season where you’re finishing up your summer home maintenance tasks as well as getting your home ready for winter. Cold, snow, and rain can do a number to a home, so you don’t want to ignore winter preparation.

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Homeowners Insurance: What’s the difference between HO-3 and HO-5?

August 28, 2019 / Ross Maghan / Homeowners Insurance

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Not all homeowners insurance is the same. Have you ever seen or heard the terms HO-3 and HO-5 and wondered what they meant or how they impact your coverage? This article covers the differences between the two so you can learn which policy might work best for you and your home.

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Protecting Your College Student 101

August 14, 2019 / Ross Maghan / Homeowners Insurance, Renters Insurance, Healthcare Directive, Healthcare Proxy

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Every fall, millions of students trade-in their childhood bedroom for college dorms, their parents for RAs, and their weird sibling for an even weirder roommate. For those students returning for their second year and beyond, they're excited to get back to college life and perhaps off-campus living.

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Inspect Your Deck To Avoid A Wreck

June 12, 2019 / Ross Maghan / Homeowners Insurance

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During the summer, many homeowners plan to invite friends and family over to grill and relax on an outdoor deck.

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Any Dog Can Bite - A Homeowners Guide to Dog Bite Prevention

May 30, 2019 / Ross Maghan / Homeowners Insurance

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According to the American Veterinary Medical Association (AVMA), as of 2018, there were more than 78 million dogs in the United States, which resulted in 4.5 million dog bites! The Centers for Disease Control (CDC) reports over 36% of households in the U.S. own at least one dog and bites often occur by dogs who are familiar to us.

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Most Common And Most Expensive Causes Of Property Damage

June 4, 2019 / Ross Maghan / Homeowners Insurance

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Researchers at Travelers have recently released their interactive report, The Top Ways Things Can Go Wrong, which identifies the most common and costliest causes of home damage.

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What is a homeowners insurance policy and why do I need it?

June 4, 2019 / Ross Maghan / Homeowners Insurance

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When it comes to purchasing homeowners insurance in NJ to protect your home and family, it’s helpful to know exactly a homeowners insurance policy is, what’s covered, what’s excluded, and whether you really need it.

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Safety Tips for Grills & Barbecues

May 5, 2019 / Ross Maghan / grill, grilling, Homeowners Insurance

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Millions of Americans safely enjoy outdoor barbecues, but accidents do happen. Ensure trouble-free summer cooking fun by maintaining your grill, using it safely and knowing what to do in case of emergency.

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All You Need Is Love…and Protection

May 5, 2019 / Ross Maghan / Homeowners Insurance

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If you’re planning to surprise your significant other with an engagement ring or other fine jewelry as part of your Valentine’s Day celebration, consider giving yourself the gift of ‘peace of mind’.

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Stranger Things (Probably) Covered By Your Homeowners Insurance

May 5, 2019 / Ross Maghan / Homeowners Insurance

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As Halloween approaches and hurricane season peaks, a new national consumer survey commissioned by Trusted Choice and the Independent Insurance Agents & Brokers of America (the Big “I”), reveals that many homeowners lack adequate insurance coverage and do not fully understand their homeowners policies.

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