Hope for the Best, Prepare for the Worst

June 5, 2019 / Ross Maghan / Business Insurance

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No business is totally immune from disaster. Every year, businesses temporarily shut down—or close forever—because of a disaster such as a flood, fire or hurricane. Forty percent of businesses do not reopen after a disaster and another 25 percent fail within one year, according to the Federal Emergency Management Agency (FEMA).

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Preparing Your Business for Severe Winter Weather

May 30, 2019 / Ross Maghan / Business Insurance, business interruption, winter

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Severe winter weather can disrupt your business and put a damper on productivity. You can prepare for those potential disruptions by distilling your business into three important categories and then taking steps in advance to prevent and protect against them. 

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How To Protect Your New Jersey Contracting Business

June 4, 2019 / Ross Maghan / Business Insurance, carpenter, contractors insurance, electrician, plumber

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Contracting can be a very labor-intensive job which often poses risks to yourself or your employees and can result in property damage, lost, stolen, or broken tools, and vehicle accidents. As a good business owner, protecting your New Jersey contracting business is of utmost importance. 

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Errors and Omissions Insurance

June 4, 2019 / Ross Maghan / Business Insurance, employee claims, errors and omissions

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What is Errors and Omissions Insurance?

Errors & Omissions Insurance (E&O) helps cover the costs of claims against your business that mistakes or omissions were made in providing its services. This coverage is also known as Professional Liability Insurance. Typically, these claims are made by customers or clients of your business who claim they suffered damages because of mistakes your business committed while providing professional services.

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8 Interview Questions and Practices You Should Avoid

June 4, 2019 / Ross Maghan / Business Insurance

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The U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family.

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All About GDPR and Cyber Liability Coverage

May 5, 2019 / Ross Maghan / Business Insurance, Cyber Liability

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If you haven't checked your inbox in a while, you're likely to find dozens of emails from different businesses and publishers alerting you that they're updating their privacy policy and requesting you to opt-in once more. Looking to get up to speed? This article is all about GDPR and Cyber Liability Coverage.

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7 BS Myths About Business Insurance Everyone Thinks Are True

May 5, 2019 / Ross Maghan / Business Insurance

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A lot of business owners are put off buying business insurance for many reasons. A lot of these center around myths about business insurance. We have organized five myths about business insurance that are regularly asked by business owners.

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What You Need To Know For Hurricane Season

May 5, 2019 / Ross Maghan / Business Insurance, Homeowners Insurance

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June 1 typically marks the start of the hurricane season each year.

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Landscapers, Don’t Trim Your Coverage Just To Save Money On Your Insurance

May 5, 2019 / Ross Maghan / Business Insurance

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Spring is a season of refreshment and renewal – bringing sunshine, warmer weather, and the awareness of how ugly our yards and houses have become during the dreary Winter months. However, business is great for lawn care professionals, painters, and general contractors right now.

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Four Myths Freelancers Believe About Their Home-Based Business Insurance

May 5, 2019 / Ross Maghan / Business Insurance, Homeowners Insurance

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As Millennials surpass Generation X and Baby Boomers as the largest generation in the U.S. labor force, the landscape of how, why, and where we work has changed too.

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