Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.
If you’re a landscaper or contractor whose services include plowing snow and clearing driveways, retail parking lots, or apartment building parking lots, in addition to your regular contracting operations, having snow plow liability insurance – is absolutely vital.
Contracting can be a very labor-intensive job which often poses risks to yourself or your employees and can result in property damage, lost, stolen, or broken tools, and vehicle accidents. As a good business owner, protecting your New Jersey contracting business is of utmost importance.
Researchers at Travelers have recently released their interactive report, The Top Ways Things Can Go Wrong, which identifies the most common and costliest causes of home damage.
What is Errors and Omissions Insurance?
Errors & Omissions Insurance (E&O) helps cover the costs of claims against your business that mistakes or omissions were made in providing its services. This coverage is also known as Professional Liability Insurance. Typically, these claims are made by customers or clients of your business who claim they suffered damages because of mistakes your business committed while providing professional services.
The U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family.
When it comes to purchasing homeowners insurance in NJ to protect your home and family, it’s helpful to know exactly a homeowners insurance policy is, what’s covered, what’s excluded, and whether you really need it.
Millions of Americans safely enjoy outdoor barbecues, but accidents do happen. Ensure trouble-free summer cooking fun by maintaining your grill, using it safely and knowing what to do in case of emergency.
Often churches and religious institutions have different modes of transportation such as a church bus or van. If your vehicle(s) carry or transport members, staff, students, volunteers etc., you face a high potential for loss and injury, and you will want the correct auto insurance. Your carrier will want to know if the vehicles are used for the transport of people or will simply be used to pick up and transfer supplies.