Let Me Be Frank (About Insurance)

Let Me Be Frank About Your Insurance

How much Life Insurance do I need?

There are three areas that need to be addressed when figuring out how much Life Insurance your...

Do I need a separate policy to insure my home-based business?

If you own or operate a business out of your home, you should always consult with your insurance...

Why is the value of my house (Coverage A) on my homeowners insurance different than the market value?

The market value of your home and the cost to rebuild are often different.

Every time I rent a car, I’m asked if I would like to purchase rental car insurance. Is this something I need or does my existing insurance cover the rental?

Do you purchase the add-on insurance for the rental car or do you wave it? 

Why is the flood insurance quote for the house I’m buying so much more than the current owner pays?

You might find that when you are looking for flood insurance quotes for a potential purchase that...

What’s the difference between Professional and General Liability?

General Liability and Professional Liability cover different risks.  

Only General Liability can...

What’s the difference between Comprehensive & Collision on my auto insurance?

Comprehensive & Collision are separate physical damage coverages that help pay to get your vehicle...

My neighbor’s tree fell and caused damage to my property, whose insurance does that claim go under?

Your insurance.  You are responsible for your property that was damaged, regardless of whose...