Ross Maghan


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Preparing Your Business for Severe Winter Weather

May 30, 2019 / Ross Maghan / Business Insurance, business interruption, winter

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Severe winter weather can disrupt your business and put a damper on productivity. You can prepare for those potential disruptions by distilling your business into three important categories and then taking steps in advance to prevent and protect against them. 

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Data Privacy Day

June 4, 2019 / Ross Maghan / Cyber Liability, cyber security, data breach, data loss, data privacy, online shopping

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January 28th is Data Privacy Day.

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Tips To Avoid Cold Weather Driving Disasters

May 30, 2019 / Ross Maghan / Auto Insurance, winter

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Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

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New Jersey & Pennsylvania Snow Plow Insurance

June 4, 2019 / Ross Maghan / Commercial Auto Insurance, contractors insurance

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If you’re a landscaper or contractor whose services include plowing snow and clearing driveways, retail parking lots, or apartment building parking lots, in addition to your regular contracting operations, having snow plow liability insurance – is absolutely vital.

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How To Protect Your New Jersey Contracting Business

June 4, 2019 / Ross Maghan / Business Insurance, carpenter, contractors insurance, electrician, plumber

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Contracting can be a very labor-intensive job which often poses risks to yourself or your employees and can result in property damage, lost, stolen, or broken tools, and vehicle accidents. As a good business owner, protecting your New Jersey contracting business is of utmost importance. 

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Most Common And Most Expensive Causes Of Property Damage

June 4, 2019 / Ross Maghan / Homeowners Insurance

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Researchers at Travelers have recently released their interactive report, The Top Ways Things Can Go Wrong, which identifies the most common and costliest causes of home damage.

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Errors and Omissions Insurance

June 4, 2019 / Ross Maghan / Business Insurance, employee claims, errors and omissions

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What is Errors and Omissions Insurance?

Errors & Omissions Insurance (E&O) helps cover the costs of claims against your business that mistakes or omissions were made in providing its services. This coverage is also known as Professional Liability Insurance. Typically, these claims are made by customers or clients of your business who claim they suffered damages because of mistakes your business committed while providing professional services.

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8 Interview Questions and Practices You Should Avoid

June 4, 2019 / Ross Maghan / Business Insurance

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The U.S. Equal Employment Opportunity Commission (EEOC) has strict laws in place to protect job candidates and employees from discrimination. You should avoid asking job interview questions about age, disability, genetic information, race or ethnicity, gender identity or sexual orientation, national origin, religion, marital status, having children, pregnancy, or planning to start a family.

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What is a homeowners insurance policy and why do I need it?

June 4, 2019 / Ross Maghan / Homeowners Insurance

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When it comes to purchasing homeowners insurance in NJ to protect your home and family, it’s helpful to know exactly a homeowners insurance policy is, what’s covered, what’s excluded, and whether you really need it.

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Safety Tips for Grills & Barbecues

May 5, 2019 / Ross Maghan / grill, grilling, Homeowners Insurance

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Millions of Americans safely enjoy outdoor barbecues, but accidents do happen. Ensure trouble-free summer cooking fun by maintaining your grill, using it safely and knowing what to do in case of emergency.

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