In this day and age, it's not uncommon for people to be using their phone while they're in the driver's seat of their car. Texting, scrolling through social media, or even eating all cause drivers to take their eyes off the road for a few seconds at a time which could mean life or death if there are other cars around them on the road.

Did you know that most flood damage during the winter and early spring is actually caused by melting snow?

After their doors shut, many small businesses in the US had to figure out ways to get online and stay competitive during the pandemic.

In the rush to embrace technology and move online, it's likely that insurance was low on the list of priorities. The idea of adding another expense wasn't ideal either. 

But the reality is online businesses face unique threats that could lead to an even greater loss of income than what this year has delivered so far. 

If you own an online business, purchasing an insurance policy to provide protection against common risks makes good business sense for now and the future.

The holidays are an exciting time of year for all members of the household, but especially for your four-footed friends! It can be a challenge to keep the enthusiasm to a minimum with an energized pup or stubborn kitten, and once those decorations go up and the food comes out, there's really no telling what they'll get their little paws into.

General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need.