Fall is an in-between season where you’re finishing up your summer home maintenance tasks as well as getting your home ready for winter. Cold, snow, and rain can do a number to a home, so you don’t want to ignore winter preparation.
Not all homeowners insurance is the same. Have you ever seen or heard the terms HO-3 and HO-5 and wondered what they meant or how they impact your coverage? This article covers the differences between the two so you can learn which policy might work best for you and your home.
Every fall, millions of students trade-in their childhood bedroom for college dorms, their parents for RAs, and their weird sibling for an even weirder roommate. For those students returning for their second year and beyond, they're excited to get back to college life and perhaps off-campus living.
You’re a responsible driver – so you’ve likely never thought about what would happen if you were to be hit by an uninsured (UM) or underinsured (UIM) driver. But did you know that 1 in 8 drivers are uninsured, causing $2.6B in insurance claims? That accounts for almost 13% of drivers.
Summer is a great time to focus on the exterior of your home, as well as your lawn and garden. It’s also perfect for having that garage door open and utilizing the prolonged daylight to work on any projects you’ve had on the backburner.
A list of your belongings will make filing an insurance claim much easier
A list of your belongings will make filing an insurance claim much easier
During the summer, many homeowners plan to invite friends and family over to grill and relax on an outdoor deck.
No business is totally immune from disaster. Every year, businesses temporarily shut down—or close forever—because of a disaster such as a flood, fire or hurricane. Forty percent of businesses do not reopen after a disaster and another 25 percent fail within one year, according to the Federal Emergency Management Agency (FEMA).
According to the American Veterinary Medical Association (AVMA), as of 2018, there were more than 78 million dogs in the United States, which resulted in 4.5 million dog bites! The Centers for Disease Control (CDC) reports over 36% of households in the U.S. own at least one dog and bites often occur by dogs who are familiar to us.
